Interbank deposits fall 28.8% by 723 million dinars

Amid ample liquidity in the banking sector and stable regulatory ratios, interbank deposit transactions in the local interbank market (interbank) accounted for 28.87 percent, worth 723 million dinars. These transactions declined from their peak of 2.489 billion dinars in December last year to 1.766 billion dinars by the end of August last year.

In the same context, bank lending levels also fell by 23.25 percent, dropping from 685.1 million dinars to 525.8 million dinars.

At the banking sector level, there are clear indicators of ample liquidity, stable deposits, and activity in capital increases and the issuance of supporting sukuk.

While the upcoming phase coincides with the launch of the real estate financing law, the landscape is expected to shift, with demand for liquidity gradually rising. This is linked to the scale of projects across sectors, the mechanism for launching housing projects, and the number of units made available annually.

According to August data, one of the key factors supporting liquidity was the increase in government deposits with public institutions from the beginning of the year, rising from 12.3 billion dinars in December to 15.7 billion dinars by the end of August. Specifically, government deposits alone increased by 56.3 percent, from 3.7 billion dinars in December 2025 to 5.8 billion dinars by the end of August 2026.