Al-Watani Continues Draws for the Jawhara Account
The “Al Jawhara” account by National Bank of Kuwait continues to solidify its position as the largest bank draw program of its kind in Kuwait, with total annual prizes amounting to KWD 5 million. These include weekly and monthly draws, as well as three grand prizes, each valued at KWD 1 million.
“Al Jawhara” is more than just a bank account; it combines exceptional cash rewards, flexible savings solutions, and a sophisticated digital experience, catering to the needs of diverse customer segments and encouraging the culture of saving and financial planning for the future.
The program features the largest and most diverse prize system in the Kuwaiti market, offering customers the chance to win a weekly prize of KWD 20,000, a monthly prize of KWD 125,000, and a grand prize of KWD 1 million, drawn three times a year.
In 2026, two winners of the KWD 1 million prize were announced in the January and May draws, with the third winner to be announced in September.
National Bank of Kuwait offers customers under the age of 21 the opportunity to win through the “Al Jawhara Junior” draw. This allows them to participate in a monthly draw featuring seven cash prizes: three winners receive KWD 1,000 each, and four winners receive KWD 500 each. Additionally, they have the chance to win a KWD 10,000 cash prize with each draw for the grand prize of the “Al Jawhara” account, along with entry into all Al Jawhara draws.
For those looking to grow their savings while benefiting from the program’s features, the “Al Jawhara Savings” account offers a return of up to 1.5% during the first year, along with eligibility to enter the monthly and grand prize draws for the “Al Jawhara” account, subject to account terms and conditions.
As part of its commitment to providing an easy and advanced banking experience, customers can fully open “Al Jawhara” or “Al Jawhara Savings” accounts digitally through the National Mobile Banking app.
Non-customers of National Bank of Kuwait can also now open an “Al Jawhara” account directly via the app and enjoy all program benefits and available prizes, reflecting the bank’s direction toward providing more accessible, flexible, and inclusive digital banking services.
National Bank of Kuwait places the utmost importance on upholding the highest standards of integrity and transparency in all “Al Jawhara” and “Al Jawhara Junior” draws. Draws are conducted in the presence and under the supervision and monitoring of representatives from the global audit firms Deloitte and Grant Thornton, ensuring the application of the highest governance and fairness standards throughout all stages of the draws.
The bank also allows customers to follow all “Al Jawhara” and “Al Jawhara Junior” draws through its official social media accounts, ensuring customers are kept up-to-date with draw proceedings and winners are announced promptly.
The bank is also committed to enhancing the principle of equal opportunity among customers. No winning customer enters any new draw for 90 working days from the date of their win. Furthermore, a winner of a single prize or a set of prizes totaling KWD 50,000 or more is ineligible to participate in any other draws for a full year from the date of their last win, thereby allowing the maximum number of customers the opportunity to win.
The “Al Jawhara” account continues to offer a comprehensive banking model that promotes a savings culture and provides customers with exceptional winning opportunities throughout the year, through Kuwait’s largest bank draw program and the highest annual prize value in the banking sector.
The program also reflects National Bank of Kuwait’s commitment to providing innovative solutions that meet the needs of diverse customer segments, through a sophisticated digital banking experience and competitive benefits that position “Al Jawhara” as one of the leading savings and rewards programs in the Kuwaiti market.
