Commercial Bank: Continuous Achievements and Future Strategic Vision

Kuwait Commercial Bank is the second-oldest bank in Kuwait and plays a pioneering role in financing and credit, ranging from individual financing to mega-projects across various sectors such as construction, energy, infrastructure, green financing, and small and medium-sized enterprise (SME) financing. The bank continues to record strong financial performance that reflects its operational efficiency, with net profits reaching KD 62.3 million for the first half of 2026, and earnings per share amounting to 31.6 fils. This enabled the distribution of interim cash dividends to shareholders of 12 fils per share. Regulatory ratios for the bank during the same period were strong, exceeding the requirements set by the Central Bank of Kuwait.

Digital and Innovative Transformation

Kuwait Commercial Bank continues to invest in digital transformation and is keen on expanding its network of self-service machines, which serve as mini-branches, as well as smart deposit and withdrawal ATMs, making them accessible to all customers across Kuwait. The bank also continues to raise awareness about the risks of cyber fraud and other fraud patterns, alongside customer rights, through its “Let’s Be Aware” campaign, and invests in qualifying national banking talent.

The bank continues to provide necessary credit facilities to finance infrastructure projects and major development projects, in addition to financing green projects, multinational companies, and economically viable external projects.

Distinctive Banking Initiatives

As part of initiatives aimed at providing the best services to customers, Kuwait Commercial Bank and Kuwait Credit Bank signed a protocol to electronically link their systems, enabling direct loan payment transfers. In a related development, the bank signed a strategic cooperation agreement with Asico Group to offer a comprehensive and accessible package of financing solutions for private housing construction projects. In collaboration with global company Mastercard, the bank announced the launch of the new “Mastercard World Elite” credit card, specifically designed to meet the needs and aspirations of the elite and high-net-worth customer segment.

Star Account and Valuable Prizes

The bank also launched its annual Star Account campaign, coinciding with the October 31, 2026 deadline for qualification to enter the annual draw for the grand prize of KD 1,500,000.

Sustainability and Community Responsibility

Kuwait Commercial Bank issued its 2025 Annual Sustainability Report, which reflects progress in environmental, social, and corporate governance sustainability standards. The report highlights the bank’s activities and events and its commitment to promoting sustainable development.

In line with its social responsibility, the bank contributed USD 5 million to Kuwait’s Emergency Response Fund and actively participated in national campaigns such as “The Kuwaiti Flag Over Every Home” and “Zahrat Al-Arfaj,” among other community events. The bank also launched its “Ya Zeen Tarathna” (Oh, How Beautiful Is Our Heritage) campaign for the fifteenth year under the slogan “From Al-Kout to Kuwait,” continuing its journey to revive Kuwaiti heritage and highlight its authentic foundations. The bank also celebrated Kuwaiti Women’s Day, reflecting its commitment to empowering female talent and enhancing their presence in leadership and decision-making positions within the bank, and in appreciation of the pivotal role played by Kuwaiti women in achieving national goals and advancing the path of giving and development.