Stricter Oversight of QR Code Data in Mandatory Insurance Documents

Kuwait officials confirmed that the Insurance Regulation Unit emphasized the necessity of adhering to the minimum data requirements that must be included in the Quick Response (QR) code on compulsory insurance documents.

According to Circular No. 21 of 2026, the Unit stressed compliance with the minimum data requirements for the QR code on compulsory insurance documents, in accordance with Decision No. (19) of 2025 concerning the rules for issuing compulsory insurance documents.

The circular stated that, pursuant to Law No. (125) of 2019 concerning the regulation of insurance and its executive regulations and amendments, as well as Decision No. (19) of 2025 concerning the rules for issuing compulsory insurance documents and its amendments, and in light of the Insurance Regulation Unit’s responsibility to regulate the sector, the Unit urges all entities under its supervision to strictly comply with the provisions of Clause 2 of Article 4 of the aforementioned decision regarding the minimum data that must be included in the QR code on compulsory insurance documents, which are as follows: (Document number – Document schedule – Sum insured – General conditions – Exclusions – Deductibles – Special conditions – Premium/subscription amount – Broker/insurance agent details – Endorsements – Debtor notice – Coverage period – Issue date – Quick Response (QR) code – Any other data).

It is further noted that failure to comply with the provisions of this circular grants the Unit the right to hold the violator accountable under the provisions of Law No. (125) of 2019 concerning the regulation of insurance and its executive regulations and amendments, as well as decisions and circulars issued by the Unit on this matter and any other relevant legislation, in order to take all necessary legal actions against them.